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Drive Safe, Spend Safe

Ignoring warning signs that your car is not running smoothly might seem easier than taking it to the garage, but could potentially put you and other drivers at risk or leave you with hefty mechanic or insurance costs. Now you can play it safe with the new Carhiremarket guide Drive Safe, Spend Safe.

From spongy brake pedals to a stiff steering wheel, this handy guide covers a range of motoring malfunctions and can be printed out and kept in your glove compartment for times when you need quick and efficient advice.

Download the guide free here and make sure you’re aware of the signs to look out for in your car!

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Taking Extra Care when Travelling with a Blood Condition

Many people live day-to-day with a blood condition or disorder, it often being something they periodically get checked out to ensure it is under control, be that through preventative measures or prescribed medication. But if you are doing something out of the ordinary it is worth giving some thought to your blood condition and not with holding any information about it, so you can get sensible advice and weigh up the risks of what you propose to do. Planning a holiday is a good example. Your condition may have a bearing on your choice of destination and how you get there. People with anaemia or diabetes should think about how they can maintain their diet and not over exerting themselves. Anyone more likely to suffer from DVT should bear in mind flights over 8-10 hours pose a far greater risk than ‘short hops’.

As well as applying commonsense you need also to think about taking steps if things don’t entirely go to plan. You can get specific blood disorder travel insurance from specialist travel insurers. They will have greater experience of and understanding of the risk your condition poses, so very often they are more competitive and comprehensive than generic insurers. If you can, select an insurer with its own fully confidential in-house medical screening rather than an out-sourced service.

A good specialist travel insurer will also give you some hints and tips on sensible precautions to help manage your condition when you travel and in foreign destinations. They may ask you to get your nurse or GP to confirm you are fit to travel, which can provide an opportunity to get further advice from a health professional and to book a check up on your return.

Adrian Emmerson, a trustee of Headway, a charity for people who have had a brain injury, and himself a haemophiliac, thinks people often assume they have adequate cover from a ‘standard travel insurance policy’ only to discover, sometimes too late, they do not. Mr Emmerson says, “I urge people to be very explicit about anything that an insurance company could deem has an impact on their health. The medical travel insurance specialist I always use is extremely professional, thorough and courteous. Their policies are very comprehensive and often cost a fraction of those from other insurers.”

There are simple steps everyone should take to stay happy and healthy when travelling abroad. It is advisable for anyone and not only those who have deep vein thrombosis travel insurance on a long haul flight to make sure you stretch your legs and get up occasionally to exercise. Stay well hydrated and avoid alcohol before and during a flight. Your clothing should be lightweight and loose fit for comfort and so underneath you can wear compression stockings. Finally, do not cross your legs.

If you take prescription medicines always pack some extra in case you are delayed or change your plans. Keep your medicine in its original packaging and take copies of your prescriptions so you can present them at check in to airport security.

Always carry with you copies of important documents such as your passport, insurance and credit card details. Just take a single credit card out with you and only a small amount of cash. Keep copies about your condition with you too and check out where the nearest appropriate medical facilities are, so if your condition worsens you know where to go.

When you arrive it’s sensible to watch what you eat and drink. It is wise to avoid tap water overseas. This includes drinks and ice cubes made from tap water. If you are at a destination where hygiene might be poor be careful with food and drink. Stick to steaming-hot foods, fruits that you peel yourself, bottled (especially carbonated) drinks, hot coffee or tea, beer and wine. Do not eat raw fruit and vegetables that you do not peel yourself, raw or undercooked seafood or meat, unpasteurized dairy products, or anything from a street vendor. Ask for a list of ingredients for unfamiliar foods. Some foods may upset your stomach but you will also find foods that give you a healthy taste of the local culture.

Take it easy when you first arrive, to get acclimatised and be equally kind to yourself on the way home too.

Budget Travel Insurance Tips

Considering a travel insurance for a budget trip is worth making, especially when it comes to a dream trip or a very expensive cruise. Why is a budget travel insurance useful? What if the company, that booked your flight and hotel went bankrupt? Or what if your medical condition doesn’t allow you to travel anymore in that highly expected trip? Don’t worry, this is why the travel insurance will save you time and money. However, there are many cases when a trip doesn’t need to be insured, due to costs. You have to consider first some aspects before you depart in your budget travel, such as medical and dental coverage, civil unrest, car rental insurance, luggage loss or protection against bankruptcy.

Budget Travel Insurance
Budget Travel Insurance
First, you probably were advised many times to leave your valuable possessions at home. However, there are many situations when, for instance, your valuable cameras or clothes have to be taken with you, so a travel insurance will help you cover the loss. Moreover, special medical conditions during a budget trip is necessary to be covered in advance. Pay attention to the coverage of the insurance, is it only for a certain country, continent or is it available worldwide? You should include also special transportation to your home in case of necessity. In addition, political issues and struggles in worldwide countries can lead to civil unrest or any other sort of movements. Your travel insurance will save you this time, too. Besides, if you want to rent a car when you arrive to the destination, for example, some coverage takes care of collision damage only, while other more extensive policies also cover your liability for your passengers and anyone else you might injure. Finally, if the company you planned your budget travel with, goes bankrupt in the meantime, then you shouldn’t be stressed about this issue. A news release from the airline states “ticket holders should be able to fly on other carriers.” But what happens if those other airlines can’t meet your needs? Unless you have immediate fears about the financial health of your chosen company or very specific requirements for “other arrangements,” it might be best to do without this coverage.